Our Services

For over 40 years, the principals of Edison Risk have been a trusted independent resource for producers who dominate their marketplace. We are one of the nation’s foremost experts in developing and underwriting life insurance for wealthy individuals and corporations. The companies we represent – several of whom we lead every year – value our input and consult with us to keep them on the cutting edge of the brokerage world.

Our Specialties

  • Annuities
  • Universal life
  • Indexed Universal Life
  • Impaired risk underwriting
  • Medical underwriting
  • Foreign national life insurance
  • Whole life insurance
  • Long term care insurance
  • Estate planning
  • Guaranteed issue life insurance
  • GISI insurance
  • Term life insurance

SPIA Premium financing

Today we offer the successful insurance producer a powerful package of skill and selection. You get the most for your clients in this dynamic life insurance marketplace.

WIDE SELECTION OF THE RIGHT CARRIERS

Your time is valuable. We do all we can to allow you to focus on your priorities. We perform the due diligence for you on carriers: their ratings, their products, their underwriting and their commissions. You can depend on us to constantly survey the marketplace for the most competitive, most cost-effective products for your clients. You are able to position your approach as company neutral and product neutral, qualities that make you the trusted professional who gives valued clients confidence that your recommendations are in their best interests.

SPECIAL UNDERWRITING

You and your clients have the benefit of both our expertise in underwriting complex medical conditions, and our negotiating leverage for the most competitive underwriting decisions. You and your clients benefit from the incredible rapport and outstanding leverage we have with our carriers!

EXPERT CASE DESIGN

You have the access to our highly effective design capabilities that include knowledge and experience regarding insurance products and the most current tax advantaged strategies for income and estate planning. You have our assistance in designing customer presentations that leverage your unique sales strategies!

LARGE FACE AMOUNTS – REINSURANCE COORDINATION SALES

The complexity of the high net worth client marketplace often requires coverage from several carriers. Reinsurance plays a sensitive role in this process. Our leaders have developed the skills and relationships required to operate successfully in this complex arena. We know where and when to submit your case in order to afford you the most favorable combinations of automatic, jumbo and facultative reinsurance. Why wouldn’t you want the best working for your clients? Shouldn’t you be one of our Top Tier brokers?

All it takes is a phone call, a fax or an email and you have “our team on your team.”