Notice of Edison Risk, LLC. Privacy Policy and Web site Privacy Statement

Purpose of This Notice

This Notice provides information about the privacy policies and practices of Edison Risk, LLC. Because your privacy is very important to us, we have adopted the following privacy policy regarding how the information you share with us is used and maintained. We do not sell your information to third parties. We also maintain policies and procedures that are intended to ensure the responsible handling of your “nonpublic personal information.” The examples below of information we collect and the categories of parties with whom we share that information are intended to illustrate our information practices; they are not intended to be exhaustive. You do not need to take any action as a result of this notice, but you do have certain rights as described below.

Our Privacy Policies & Practices for Consumers & Customers

Information We Collect From Consumers and Customers
 
Edison Risk, LLC may collect nonpublic personal information about consumers and customers from the following sources:
 
  • Information we receive from affiliates of Edison Risk, LLC
  • Information we receive from an individual and his or her employer from reports summarizing his or her insurance applications, plan participation forms, and other related documents.  
  • Information based on an individual’s history of transactions executed with the assistance of Edison Risk, LLC, our affiliates, or others.
  • Information we May Disclose About Consumers and Customers
 
As permitted by law, we may disclose some or all of the information described above among Edison Risk, LLC, affiliates, and with companies or individuals that perform services necessary to effectuate transitions that an individual or his or her employer has requested. With respect to current and former customers, we may also disclose some or all of the information described above to nonaffiliated third parties, which may include:
 
  • Companies or individuals that perform services for us or on our behalf, such as independent contractors or technical system consultants who program our software.
  • Companies that perform marketing services on our behalf or other financial institutions with which we have joint marketing agreements.
  • Other nonaffiliated third parties, as permitted by law.

Our Practices Regarding the Confidentiality and Security of Consumer and Customer Information

We restrict access to nonpublic personal information about our current or former customers and consumers to those authorized individuals who need to know that information in order to provide them products or services. We also require outside companies and independent contractors who provide services on our behalf or with whom we have entered a joint marketing agreement to enter into agreements that protect the confidentiality of any customer information we provide and restrict the use of such information to those purposes. Finally, we maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard customers’ and consumers’ nonpublic personal information.

Who we are

Our website address is: https://www.edisonrisk.com.

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

Who we share your data with

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Contacting Edison Risk LLC Regarding Web site Policies and Practices

If you have any questions about this web site privacy statement, the practices of this site, or your dealings with this Web site, you can contact:
Edison Risk, LLC 1-877-933-4766